FRANCIS & CAN Life Insurance gives you:

• A cash lump sum to help support your family and cover your debts if you die within the term of the policy.
• A choice of level cover or reducing cover.
• Built-in cover for terminal illness which pays out if you're given less than a year to live. Please note you can't make a terminal illness claim during the last 18 months of your policy.
• A discount if you and your partner apply and pay for cover together.